Welcome to insurance from the 1960s, I guess?

Welcome to insurance from the 1960s, I guess? Which you can't get if you've been sick, which can ditch you if you get too sick, which doesn't cover much of anything anyway.

Why does this sound a lot like the insurance scams where people would pay money for years and then find out that they essentially had no usable coverage?

https://www.npr.org/sections/health-shots/2018/02/20/587244292/trump-administration-wants-to-let-insurers-offer-plans-with-fewer-benefits
https://www.npr.org/sections/health-shots/2018/02/20/587244292/trump-administration-wants-to-let-insurers-offer-plans-with-fewer-benefits

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